Indian Overseas Bank, CIVIL LINES - LUDHIANA.
| Branch | CIVIL LINES - LUDHIANA. |
| Branch Code | 000446 |
| Bank | Indian Overseas Bank |
| Address | FOUNTAIN CHOWK;CIVIL LINES;LUDHIANA; |
| Zip Code | 141001 |
| City | Ludhiana |
| District | LUDHIANA |
| State | PUNJAB |
| MICR Code | 141020004 |
| IFSC Code | IOBA0000446 (IFSC Code is used for payment applications such as NEFT, RTGS and IMPS) |
| Weekly Holiday | Second and Fourth Saturdays and all Sundays |