Indian Overseas Bank, GUJJARWAL
| Branch | GUJJARWAL |
| Branch Code | 000197 |
| Bank | Indian Overseas Bank |
| Address | NEAR GURUDWARA JAI SIN, MAIN BAZAAR, GUJJARWAL |
| Zip Code | 141202 |
| City | Ludhiana |
| District | LUDHIANA |
| State | PUNJAB |
| MICR Code | |
| IFSC Code | IOBA0000197 (IFSC Code is used for payment applications such as NEFT, RTGS and IMPS) |
| Weekly Holiday | Second and Fourth Saturdays and all Sundays |